APR may vary if the Amount Financed
exceeds TFS's Maximum Advance for the contract, your FICO score is
below 520 and/or you apply for 72-84 month financing. Ask your dealer
to explain how APRs vary for FICO scores below 520 and 72-84 month
financing.
Maximum Advance means the total amount financed less cancelable
optional products financed with the vehicle, expressed as a percent of
dealer invoice (new). Finance contracts with Maximum Advances of
over 120% for applicants with FICO Scores of more than or equal to 650
or over 100% for FICO scores of less than 650 will result in an
increase of the APR by .25 or .50 respectively.
